Holiday insurance is gaining popularity

WICHITA, Kan. (KSNW) – With more airline delays in this busy summer season, vacation insurance is a popular idea.

“Would I travel without it? Well, we have the insurance,” said Christie Mabe of Kingman. “We just did. We knew there was a mess and we did it.

Mabe said she didn’t have to use travel insurance if she was late, even though she was late getting home this weekend from Tennessee.

“And the pilot said Atlanta isn’t taking any planes right now,” Mabe said as she tried to leave Tennessee to catch her connecting flight from Atlanta to Wichita. “So we’re going to be stuck here for a while.”

Mabe returned home and did not have to spend the night on the return trip.

“I thought oh, great. That’s all I needed was to get stuck in,” Mabe said. “I was afraid of being stuck in the Atlanta airport all night.”

While Mabe hasn’t used vacation insurance, Kansas’ AAA says travel insurance is more popular this summer with travel uncertainty. And more and more people are buying insurance in addition to planes and hotels.

“I think a lot of the news about the big increase in flight cancellations and delays that we’ve seen has really got people thinking even more about travel insurance,” said Shawn Steward of AAA Kansas. “Especially if they’re on a longer trip.”

Steward points to statistics that show 2.2% of all US flights have been canceled since June. Another figure, according to FlightAware, shows that 22% have been delayed since June.

“Travel, especially a big international trip, is a big investment,” Steward said. “And we strongly recommend protecting that investment.”

Steward says insurance can save you thousands of dollars in the event of a major cancellation while traveling abroad.

It also says to check with your travel agent or your own insurance agent to see what is covered and what is not covered by travel insurance. It also says that most insurance plans can be less than 10% of the cost of your trip.

“Travel insurance policies will typically be between four and eight percent of the total cost of your trip,” Steward added. “And it can really save you a lot of money in terms of canceled hotels or booking different flights at the last minute.”

Some say they will continue to fly and take out insurance just in case.

“Yeah, do it. Just do it,” Mabe said. “And know that there is a chance that you will be canceled or delayed.”

Steward recommends reading the fine print of the insurance very carefully so you know what’s covered and what isn’t in the event of a delay or cancellation.

About Gene Schafer

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